Includes glossary and index.

Part 1: Planning Your Personal FinancesChapter 1: Personal Finance Basics and the Time Value of Money Appendix: The Time Value of Money Chapter 2: Financial Aspects of Career Planning Appendix: Resumes, Cover Letters, and Interviews Chapter 3: Money Management Strategy: Financial Statements and Budgeting Appendix: Money Management Information Sources and Advisors Chapter 4: Planning Your Tax Strategy Part 2: Managing Your Personal FinancesChapter 5: Financial Services: Savings Plans and Payment MethodsChapter 6: Introduction to Consumer CreditChapter 7: Choosing a Source of Credit: The Costs of Credit AlternativesPart 3: Making Your Purchasing DecisionsChapter 8: Consumer Purchasing Strategies and Legal ProtectionAppendix: Consumer Protection Agencies and OrganizationsChapter 9: The Housing Decision: Factors and FinancesPart 4: Insuring Your ResourcesChapter 10: Property and Motor Vehicle Insurance Chapter 11: Health, Disability, and Long-Term Care Insurance Chapter 12: Life Insurance Part 5: Investing Your Financial ResourcesChapter 13: Investing Fundamentals Chapter 14: Investing in Stocks Chapter 15: Investing in Bonds Chapter 16: Investing in Mutual Funds Chapter 17: Investing in Real Estate and Other Investment Alternatives Part 6: Controlling Your Financial FutureChapter 18: Starting Early: Retirement Planning Chapter19: Estate Planning

"Dear Personal Finance Students and Professors, Everyone has a story about how the COVID-19 pandemic affected their life. Take a moment and think about how the events since the spring of 2020 changed your life. For example, did you lose your job because of nonessential business closures? Did you worry about how to pay your rent, car payment, home mortgage, or credit card bills? Did you change your educational or career plans? All good questions that describe how a pandemic can impact your health, education, and financial security. In reality, the pandemic was a wake-up call for many Americans that they needed money for unexpected events and a personal financial plan"-- Provided by publisher.